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FREE, FAST, and EASY quotes!
ALL credit types accepted
Reliable and friendly service
Interest rates are at a 40-year low - don't miss out on this opportunity!
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1st Minnesota Mortgage .com is your local friendly mortgage broker in Minnesota. We are locally owned and operated and always put the customer first. If looking for the lowest interest rates and friendly service in Minnesota, then 1st Minnesota Mortgage .com is the best decision you can make. This web site is designed to help our neighbors in Minnesota and to provide useful information regarding fixed rate loans, ARM type loans, 2nd mortgage loans, and debt consolidation to help all of our neighbors find the home of their dreams quickly and pain free. So browse our web site to find all the information on mortgage loans and real estate that you need to help make the decision to buy a home in Minnesota.
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| - Refinance - |
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Refinance Taxes -
When recieving a lower interest rate on your home mortgage loan, your taxes will be higher. The reason is that you will have less to deduct on your income tax. This will then decrease how much you will actually save when refinancing. The IRS then requires that all upfront interest rates must be deducted throughout the existence of the mortgage loan. That means that the IRS has you pay the points extended over the life of the mortgage loan. If a part of the mortgage loan was to help improve the home with energy saving appliances and lighting fixtures or by maintenance on the structure of the home, the IRS will allow you to deduct these from your taxes. Contact 1st Minnesota Mortgage for more information on taxes and tax reductions.
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| - Refinance Today! - |
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Refinancing a mortgage on a home in Minnesota is easy. 1st Minnesota Mortgage ..com is your preferred mortgage broker for real estate in Minnesota and can reduce your interest rates and allow you to pull out some cash as well.
There are several mortgage loan programs for refinancing in today's market and we are confident that one of our mortgage brokers can accomodate your needs for a refinance on your home loan in Minnesota.
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| - 2nd Mortgage - |
1st Minnesota Mortgage .com offers second mortgages in terms from 1+ years. In order to decide what loan term is best for you, we suggest that you look at what you are using the loan for. If you are planning on selling your home in a few months and need a couple grand for home improvements, a one year loan term would probably be great for you. On the other hand, if you need to do some major renovations and plan on staying in your home for years you would probably choose a longer loan term. If you would like more information about 2nd mortgages or need help deciding exactly which loan to pick contact 1st Minnesota Mortgage .com.
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| - 1st Time Buyers - |
Minnesota
Mortgage Loans .net offers numerous first time home
buyer programs. These programs include HFA, which
offers lower interest rates; MCC, which features reduced
taxes; and CHB, which offers lower down payments.
Contact us if you would like information on any of
these programs or wish to participate.
More Minnesota 1st
Time Buyer Information.
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